Are you planning on traveling overseas anytime in the near future, or are you alredy located in China? If so you NEED to read this Blog!!

 Depending on your health insurance company there is a good chance you are not covered by your current Health Insurance plan while overseas. So if you are traveling outside your own country there is a good chance that you might not be fully covered with medical insurance on your next trip. It all depends on your current policy if you will be able to get reimbursed for a medical claim outside of your own country. Please read the fine print on your medical insurance plan to understand what your coverage allows and if you will be reimbursed for any type of hospital visits. Depending on the country you travel to, even a basic hospital or doctor’s visit could be costly. Things you should look for in your current policy before traveling overseas is to see 1) If you are covered, 2) How you can file for a claim from overseas, 3) Do they offer immediate direct billings to medical facilities overseas? A lot of doctors and hospitals around the world will require an immediate payment before leaving their facility. You can apply online at www.expat-health.com